You need a co-signer regardless! Even at 17 and 18. When your 18 and you have a AWESOME credit on YOUR own, then you won't need a co-signer, but if your 18 and your CREDIT is screwed, then you need a co-signer. So yeah, bottom line----If you have a great credit, then you don't need a co-signer, but if you have zero credit or it's messed up, you will need a co-signer period!
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